Michael Koh

Follow Michael at @UghHugs.

Articles by
Michael Koh

I’ve Been Rejected From Every Single Credit Card I’ve Applied For. What’s My Next Step?

Building a credit history seems easy enough, right? You pay things with your card, you pay it off at the end of the month, and you get to see your score go up. Well, it doesn’t quite work like that. Applying for a card can be frustrating especially if you have no credit to start from. You might be rejected from every single card you apply for. If that happens, you might feel like there’s no hope for you, but don’t give up just yet!

There Are Only 9 Types Of Horror Fans

You’ve read about serial killers and paranormal phenomena, have the absolute best taste in horror movies, and are the person everyone turns to when October approaches to point them the way of the best Halloween activities.