(March 21st to April 19th)
The first half of the year will be tough going, with lots of roadblocks, half-starts, and unanticipated expenses. But get ready for a big surprise gift from an unexpected source later in the year.
(April 20th to May 21st)
Just at the moment you are certain you will be fired from your job, you’ll get a raise and a bonus. My advice is to save the money rather than going on that spending spree you’ve been itching to indulge for years. You’ll thank me later, hon.
(May 22nd to June 21st)
Brace yourself for an unanticipated expense sometime in the spring. Things will smooth out by the summer, and by the fall you’ll be able to afford that luxury item you’ve been craving for years.
(June 22nd to July 22nd)
They say money can’t buy happiness, right? Maybe not, but an unexpected cash windfall will enable you to update your wardrobe, which will make you happy AF!
(July 23rd to August 22nd)
Although I know you’re not a gambler by nature, you need to know that there’s a financial opportunity coming your way that carries with it certain risks. Your instincts will tell you to play it safe. My advice is to ignore your instincts and take those risks, because the payoff will be phenomenal.
(August 23rd to September 22nd)
There will be a few financial dry spells where you’ll feel so desperate and borderline destitute, you’ll be seriously tempted to throw away your career and ambitions and just live for momentary pleasure. Don’t do that. If you bide your time and make wise decisions, you’ll be a far richer woman at the end of the year.
(September 23rd to October 22nd)
Count your pennies, because you’ll need them. Save your nickels and dimes, too. Don’t buy anything you don’t need—and by that I mean daily $14 whipped-cream pumpkin-spice mochaccinos, which turns out to $17 including tip for the barista. You may be headed for a bumpy ride, so spend your money wisely. And even if all goes well, realize that it’s still dumb to waste money.
(October 23rd to November 22nd)
This might be the year where you take a personal inventory of everything you own and what you don’t really need. You also might have to take everything you don’t need and sell it, because it looks as if the stars may be throwing some financial curveballs at you in 2018. But if you save what you need, sell what you don’t need, and don’t make any dumb purchases, you’ll be OK by December. And a little elf tells me that Santa will be extra nice to you when Christmas rolls around.
(November 23rd to December 21st)
It really won’t be much different than last year. Your bills, income, and debt will remain roughly the same. But should you find yourself with a little cash to spare, invest it in learning a new skill. Over the next few years, that investment will pay for itself tenfold—at least!
(December 22nd to January 20th)
You know the Bible verse “Cast your bread upon the waters, for after many days you will find it again”? At first it seems a little strange, because the last time I tried casting bread upon the waters, all I got was soggy bread. But 2018 will present you with a unique investment opportunity—if you cast your “bread” wisely, for every slice you throw into the water, a whole loaf of bread will return.
(January 21st to February 18th)
Right at the moment when you’re ready to give up and file bankruptcy, a friend will rush in with a loan that will keep you from sinking. And it’s technically not even a “loan,” because this person is such a good friend, they’ll never ask you for a penny back. But I urge you to pay them back, because a good friend is more valuable than all the money in the world.
(February 19th to March 20th)
You’re spending WAY too much on food. OK? Someone had to tell you. You also don’t need to take another vacation, especially when you can’t afford it. And your computer works perfectly fine, so there’s no need to buy another. Quit letting money burn a hole in your pocket. Instead, keep it under your mattress for when you inevitably need it—and you will in 2018.