22. Depending on how far along we are, like if we are together and committed and feelings are getting caught, I always ask about credit and debt. People think I’m nuts but, it’s a legitimate question.
I own a home with about 80k left on the note. No other debt outside my car loan. No cc debt, no student loan debt. My home is worth around 300k so I am sitting on a small comfortable pile of money.
Two years ago I’m dating this girl, I’m super into her. Like ready to move out of state together and start a life in Montana into her. And at dinner one night I asked her what her financial situation was for housing for the move. Did she want to buy, rent, etc. She laughed and said she could never buy a house in her lifetime. I asked why and she said she had like 100k in student loan debt and hadn’t paid anything on it in years. Huge huge huge red flag from me.
No matter how much I like a person, I am NOT taking on their debt. That’s insane to me. Another buddy of mine is going through an utterly nasty divorce. He paid her way through 4 years of college, he paid all her cc debt down to the tune of like 30k, and in the divorce, where he was the 90% breadwinner, she’s getting half of everything, and she has the degree, he has a trade.
No fucking deal. Even when that was going on we all warned him… Once she gets her debt paid, degree done, she’s gone. And it happened. She used him like an ATM and a sperm donor and boom. Gone. Half gone. Lost his house he paid 20k down for out his pocket and he’ll never see a nickel.
So at this point I will never get close to someone is they have a big pile of debt over their heads.
23. Who did you vote for?