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Being cheap costs more in the long run than spending a few bucks more for a better and longer-lasting experience.

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Yet how do you build a savings account you’re actually proud of, particularly if you are self-employed, struggling to cover your grocery bills, or still crashing on mom and dad’s couch?

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Clearly, the struggle is real when it comes to saving money.

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Let’s face it – being a human is expensive.

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Is the Federal Reserve really a sinister cabal of global bankers who print worthless paper, have financed all wars since the early 1800s, and killed JFK?

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Someday none of this will matter.

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You have a lifetime to reach your dreams, so do not feel bad about the lack of milestones you have reached. Do not compare yourself to friends in different fields. Do not let yourself believe that you are a disappointment.

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If you have ever had to hand over a large portion of your paycheck to the government, then you have probably rolled your eyes and asked yourself, “Why do I owe taxes in the first place?”

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There is nothing wrong with your parents having money to help you.

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All you need is your computer to start this business.