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You are broke because you equate celebration with big spending. Whether it be landing a new job, a birthday milestone, or a graduation, it is assumed that you have to go out and celebrate; “going out” makes things seem more special and more important when that is not necessarily true.

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A man is not a financial plan. If you were raised looking for Prince Charming to swoop in and take care of you, then you are setting yourself up for a lot of financial frustration and failure.