I went back to Ronna’s, ostensibly for tea. Once settled in the kitchen, however, she gave me a hug and kiss, and I responded, and as we have so many times before, we ended up all over one another. I suggested we move from the kitchen, where we were vertical, to the bedroom, where we got horizontal.
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Before we delve into your options, I feel like I should at least mention that you could always, you know, just say no to your friend who wants money. Just tell them you have barely any money yourself. Who cares if it’s true or not? It’s too awkward to challenge and the borrower will just let it go.