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Growing up in the “pseudo-middle class” meant that at a young age, I was very cognizant of how money would and could limit me and my life as I attempted to get to the place where I am supposed to be.

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While paying down student loans takes a lot of hard work, nothing beats the feeling of achieving freedom from owing money.

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Weekly (or daily) coffee runs.

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Yet how do you build a savings account you’re actually proud of, particularly if you are self-employed, struggling to cover your grocery bills, or still crashing on mom and dad’s couch?

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Clearly, the struggle is real when it comes to saving money.

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Let’s face it – being a human is expensive.

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If you have ever had to hand over a large portion of your paycheck to the government, then you have probably rolled your eyes and asked yourself, “Why do I owe taxes in the first place?”

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There is nothing wrong with your parents having money to help you.

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All you need is your computer to start this business.

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Whenever you’re spending time with a friend or family member, put your phone away and actively engage in the conversation. The best gift that you can give someone is the feeling that they’ve been heard.