Deep down, underneath the carefully constructed pseudo confidence I exude, I am so afraid of everything.
Whatever your financial status is, I’m sure you’ll agree that getting a scholarship is better than racking up student loans and credit card debt in college.
“Suddenly all the dreams we were given are crashing down around us.”
Are the things that bring you the most joy the things that bring you said paycheck? I really hope that they do, because I have spent most of my life on the opposite end of that spectrum.
You are broke because you equate celebration with big spending. Whether it be landing a new job, a birthday milestone, or a graduation, it is assumed that you have to go out and celebrate; “going out” makes things seem more special and more important when that is not necessarily true.
Get a side hustle. This is basic knowledge. If you want to get rich you have to bring in more money.
Here’s what I did.
“My husband, on the other hand, is an only child. His parents have been begging us to give them grandchildren since the day we got married. No joke, they want us to have at least 3 kids.”
Disaster can always strike. And while too much anxiety can be crippling, a little anxiety keeps you hungry and awake.
Paying it off took two years, but it was barely dented for the first six months. This was when I realized I had to make some drastic adjustments to ever whittle it down.