Building a credit history seems easy enough, right? You pay things with your card, you pay it off at the end of the month, and you get to see your score go up. Well, it doesn’t quite work like that. Applying for a card can be frustrating especially if you have no credit to start from. You might be rejected from every single card you apply for. If that happens, you might feel like there’s no hope for you, but don’t give up just yet!
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Using points and miles to book free flights has allowed me to travel the world more often and to more places than I could have dreamed. Flights are typically the most expensive component to any vacation, which is why the ability to book free flights has saved me thousands.
Everyone wants to be a celebrity, especially if you live in New York or Los Angeles. You may not have millions but if you have an apartment below 96th street in Manhattan, you’re halfway to acting like you’re rich. First, tell everyone you know about how great it is living in Manhattan and how you “barely use the subway” because you can walk everywhere. This is key – especially when you’re with people who live in Brooklyn and Queens.