Summer is almost here, which means vacations filled with relaxation, sunshine, fun, good food, and (hopefully) a nicely padded wallet to enjoy your summer adventures.
I don’t know why more people don’t do this. But I can tell you how to save millions of dollars. Just two simple decisions.
“Impulse buying is what really ruined my savings. I would see something and HAVE to have it. After all, who knows how long this really cool mug is going to be at this Target? I should get it now!”
Seriously, I said. Life is pretty hard. It’s a cruel joke and our job is to find the punchline.
The reason most people don’t save is because they don’t realize what the value of that money is long-term; they don’t understand how to tap into the power of compounding.
Make your space a minimalist haven.
While cultural differences that may contribute to the discrepancies between the majority and minorities when it comes to retirement savings, one theme stands out, lack of education.
Hit up Dollar Tree.
No one is above loose change.
1. If your child is just out of the age range for a children’s discount, lie.