Credit Cards

No, the most annoying thing about losing a debit card is the ambiguous seven-to-10 business day period when the bank promises to send you a brand new one. You wait and wait and wait and it doesn’t come but then, finally, it does. Why on earth do the banks insist on sending replacement cards at such a glacial pace, anyway?

Then comes that awkward moment when everyone realizes they are in fact supposed to pay for their own meal/drink, in addition to paying for the birthday girl (otherwise it would be rude). It’s typically the people that ordered far more than everyone else that decide it might be best to split the bill equally.

You’ve endured the months (perhaps years) of threatening notices, the drudgery of paperwork, the court dates and legal filings, and now, congratulations! You have your “law date.” Your law date is the day the police can kick you and your stuff to the curb. A smart soon-to-be-homeless person like you will implement a plan for managing the strategic time between now and your law date. Here’s what your plan should include…