In an effort to live as minimally and stress free as possible, I have begun focusing on quality over quantity, purging what I don’t need and only buying things when I need them, yet I still have failed sticking to a budget.
Before leaving, eliminate as many monthly expenses as possible, including clearing small debts, canceling Hulu/Netflix, and suspending your cell phone service.
You don’t need to spend money on your costume this year. Use one of our genius last-minute costume ideas and be the life of whatever party you go to.
While I don’t say I’m an expert in much (anything, really), traveling without having any money is definitely my forte.
Get started on a personal project. Besides the mundane life of maintaining your existence, branch out and possess something creative or off-beat. Brainstorm a second life, a free life, from your recycled day and make a move towards it.
I guess paying for your own Netflix is what ultimately classifies someone as a real adult. But there’s something about it being free and under someone else’s name that makes binge-watching Buffy the Vampire Slayer that much more appealing.
Consignment stores are your friend. Not only will consignment stores pay you for your clothes (as long as you’ve kept them in decent condition) but you can get some pretty amazing deals yourself.
In 2015, we’re putting extra emphasis on budgeting since it’s a must for financial success. From birthdays to baby showers to Christmas, gift-buying can be a huge expense in your budget.
Am I more concerned with looking “well off” than being “well off”?
There are situations where a spouse might be liable or where jointly owned assets can be seized by a lender.